The Clean Energy Improvement Program (CEIP) in Calgary offers a unique property-assessed financing model for homeowners looking to upgrade their energy systems. Regarding the interest rates for this program:

  • The program offers 0% interest or low-interest loans.
  • Repayment is conveniently handled through your municipal property tax bill.
  • Because this is a property-assessed model, the repayment obligation stays with the property itself if you decide to move, rather than being attached to you personally.
  • Terms for repayment can extend over a period of up to 20 years, making it an accessible option for those looking to avoid large upfront cash outlays for high-efficiency furnaces, heat pumps, or air conditioners.

It is important to note that all financing requires a separate application and credit review, and specific eligibility is subject to City of Calgary approval. As terms and rates are managed at the municipal level, it is recommended to verify the most current details on the official City of Calgary website.


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